ingbanknetservice CSV -> ING MT940

What?

Convert a CSV file, exported from ING Banknet Service (ingbanknetservice.nl), to MT940 format.

It currently converts the following information into the MT940 file:

• Transaction dates
• Transaction booking dates
• Transaction amounts
• Credit card transaction references
• Recipient (names only)

Why?

We needed MT940 format to import into our bookkeeping software (MoneyBird) to process bank mutations. ING does not currently support this for their business cards.

How?

If you have an ING Business Card, this utility can work for you.

To export the CSV:

1. If you haven't done so already, create an account on ingbanknetservice.nl
2. Sign in and select your card. Go to the "Transactions" tab.
3. Select a period, pick the comma-seperated (Door komma's gescheiden tekst) file format, and click "Download"

To use this utility:

1. Download or clone the repository contents
2. Run composer install from the terminal to install dependencies
3. Execute the command: php convert.php convert [<filename>] [<iban>]

Parameters: All parameters are optional.

• filename: A custom filename. Defaults to Transacties.TXT. Relative to the current working directory.
• iban: A custom IBAN that will be used to identify your credit card, if useful to you. Defaults to NL24INGB0001111111.

Notes

• You'll need composer and php-cli installed to use this tool.
• The exported MT940 is not perfect. Some fields are not correctly formatted (such as the counterparty data), and e.g. the final SUM is missing. But it works for our purposes.
• Both a starting and final balance of €0 is reported.
• MT940 format specifications